:root{--ink:#1d1d1f;--blue:#1f3a5f;--blue-2:#2f5382;--blue-deep:#14233a;--grey:#6e6e73;--line:#e3e7ee;--mint:#e8edf4;--mint-2:#dbe3ed;--pale:#c9d5e3;--bg:#e8edf4;--card:#ffffff;--r:18px;--pill:980px;--max:1180px;--serif:Charter,"Iowan Old Style",Georgia,"Times New Roman",serif;--sans:-apple-system,BlinkMacSystemFont,"SF Pro Text","SF Pro Display","Helvetica Neue","Segoe UI",Helvetica,Arial,sans-serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.6;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
img,svg{max-width:100%;height:auto}
h1,h2,h3,h4{font-family:var(--sans);font-weight:700;line-height:1.08;margin:0 0 .45em;color:var(--ink);letter-spacing:-.025em}
h1{font-size:clamp(2.2rem,4.6vw,3.4rem)}h2{font-size:clamp(2rem,3.8vw,3rem)}h3{font-size:1.35rem;letter-spacing:-.015em}
p{margin:0 0 1em}.lede{font-size:1.25rem;line-height:1.5;color:var(--grey);max-width:60ch;letter-spacing:-.01em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.center{text-align:center}.center .lede{margin-left:auto;margin-right:auto}
.eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
.rule{width:96px;height:4px;background:var(--blue);margin:26px auto 28px;border-radius:2px}
.giant{font-size:clamp(4.6rem,13vw,10.5rem);font-weight:800;line-height:.92;letter-spacing:-.045em;color:var(--blue);margin:4px 0 0}
.sub{font-size:clamp(1.6rem,3.4vw,2.6rem);font-weight:600;color:var(--ink);margin:10px 0 0;letter-spacing:-.025em}
.ph{background:#fff7e0;color:#7a5a00;border:1px dashed #e0c36a;border-radius:6px;padding:0 .35em;font-size:.9em}
/* strip + header */
.strip{background:var(--blue);color:#fff;font-size:.86rem}
.strip .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:40px}
.strip span{opacity:.92;letter-spacing:.01em}
.hdr{position:sticky;top:0;z-index:20;background:rgba(232,237,244,.88);backdrop-filter:saturate(1.8) blur(20px);-webkit-backdrop-filter:saturate(1.8) blur(20px);border-bottom:1px solid rgba(0,0,0,.06)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink)}.brand:hover{text-decoration:none}
.brand .sq{width:28px;height:28px;background:var(--blue);flex:none}
.brand b{font-family:var(--serif);font-size:1.35rem;font-weight:700;white-space:nowrap;color:var(--ink);letter-spacing:0}
.brand small{display:block;font-size:.56rem;letter-spacing:.16em;text-transform:uppercase;color:var(--grey);font-weight:600;line-height:1.2;margin-top:2px}
.nav{display:flex;align-items:center;gap:2px}
.nav a{padding:9px 12px;border-radius:8px;color:var(--ink);font-weight:500;font-size:.92rem;letter-spacing:-.005em;opacity:.85}
.nav a{position:relative}.nav a::after{content:"";position:absolute;left:12px;right:12px;bottom:4px;height:2px;background:var(--blue);transform:scaleX(0);transition:transform .2s;transform-origin:left}.nav a:not(.btn):hover::after,.nav a[aria-current]::after{transform:scaleX(1)}.nav a:hover{opacity:1;text-decoration:none;color:var(--blue)}.nav a[aria-current]{color:var(--blue);opacity:1;font-weight:600}
.btn{transition:background .2s,transform .2s,box-shadow .2s;display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;border-radius:var(--pill);background:var(--blue);color:#fff;font-weight:600;border:1.5px solid var(--blue);cursor:pointer;font-size:1rem;font-family:var(--sans);line-height:1.2;letter-spacing:-.005em;transition:background .15s,transform .15s}
.btn:hover{background:var(--blue-2);border-color:var(--blue-2);text-decoration:none;color:#fff;transform:translateY(-2px);box-shadow:0 12px 24px -12px rgba(31,58,95,.6)}
.btn.ghost{background:transparent;color:var(--blue)}.btn.ghost:hover{background:var(--blue);color:#fff}
.btn.white{background:#fff;color:var(--blue);border-color:#fff}.btn.white:hover{background:var(--mint);border-color:var(--mint);color:var(--blue)}
.nav .btn{padding:8px 18px;margin-left:10px;font-size:.9rem;color:#fff;opacity:1}.nav a.btn:hover{color:#fff}
.tools-r{display:flex;align-items:center;gap:10px}
.menu{display:none}
@media(max-width:1000px){.nav{display:none}.menu{display:block;position:relative}.menu summary{list-style:none;cursor:pointer;padding:9px 14px;border:1px solid var(--line);border-radius:var(--pill);font-weight:600;background:#fff;font-size:.9rem}.menu summary::-webkit-details-marker{display:none}.menu[open] ul{display:flex}.menu ul{display:none;position:absolute;right:0;top:50px;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 50px rgba(0,0,0,.12);padding:8px;margin:0;list-style:none;min-width:220px;z-index:30}.menu li a{display:block;padding:10px 14px;border-radius:8px;color:var(--ink)}.menu li a:hover{background:var(--mint);text-decoration:none}}
/* hero */
.hero{padding:120px 0 150px;background:var(--mint-2);text-align:center}
.hero .lede{margin:0 auto;max-width:58ch;font-size:1.3rem;color:var(--ink)}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;margin-top:34px}
/* sections */
.sec{padding:110px 0}.sec.mint{background:var(--mint-2)}.sec.tight{padding:64px 0}
.sec-head{max-width:72ch;margin:0 auto 48px;text-align:center}
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.g3,.g4,.g2{grid-template-columns:1fr}}
/* joined feature panels */
.panels{display:grid;grid-template-columns:repeat(3,1fr);background:var(--card);box-shadow:0 40px 80px -30px rgba(31,58,95,.28),0 1px 0 rgba(0,0,0,.04);border-radius:var(--r);overflow:hidden;margin-top:-80px;position:relative;z-index:2}
.panels .pnl{padding:64px 40px 56px;text-align:center;color:var(--ink);transition:background .25s,transform .25s}.panels .pnl:hover .circ{background:var(--blue);transform:scale(1.06)}.panels .pnl:hover .circ svg{color:#fff}.panels .pnl:hover h3{color:var(--blue-2)}
.panels .pnl:nth-child(2){background:var(--mint)}
.panels .pnl:hover{text-decoration:none;background:var(--mint-2)}
.panels h3{font-size:1.55rem;color:var(--blue);margin:24px 0 0}
.panels p{color:var(--grey);margin:0;font-size:1.02rem}
@media(max-width:900px){.panels{grid-template-columns:1fr;margin-top:-40px}}
.circ{width:150px;height:150px;border-radius:50%;border:1.5px solid var(--blue);background:radial-gradient(circle at 50% 35%,#fff 0%,var(--mint) 100%);display:flex;align-items:center;justify-content:center;margin:0 auto;box-shadow:0 24px 44px -24px rgba(31,58,95,.5);transition:background .25s,transform .25s}
.circ svg{width:64px;height:64px;color:var(--blue);stroke-width:1.25;transition:color .25s}
.circ.sm{width:120px;height:120px}.circ.sm svg{width:52px;height:52px}
.wave{display:block;width:100%;height:auto;margin-bottom:-2px}
/* cards */
.card{background:var(--card);border:1px solid transparent;border-radius:var(--r);padding:34px;transition:transform .25s,box-shadow .25s,border-color .25s;color:var(--ink)}
.card:hover{transform:translateY(-6px);box-shadow:0 30px 60px -30px rgba(31,58,95,.5);border-color:var(--pale);text-decoration:none}.card:hover .ic{background:var(--blue);color:#fff}.card .ic{transition:background .25s,color .25s}
.card .ic{width:52px;height:52px;border-radius:50%;border:1.5px solid var(--blue);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.card .ic svg{width:24px;height:24px}
.card h3{color:var(--ink)}.card p{color:var(--grey);margin-bottom:14px}.card .more{font-weight:600;color:var(--blue)}
.card.mint{background:var(--mint-2)}
.country-card{text-align:center;padding:52px 32px}.country-card b{display:block;font-size:4rem;font-weight:800;color:var(--blue);line-height:1;letter-spacing:-.04em}.country-card span{display:block;color:var(--grey);margin:8px 0 24px;font-size:1.05rem}
/* band */
.band{background:var(--blue);color:#fff;padding:96px 0;text-align:center}.band+.sec{background:var(--bg)}
.band h2{color:#fff}.band p{color:#d6deea}.band .rule{background:#fff}
.band .stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:8px}
.band .stats b{display:block;font-size:3.2rem;font-weight:800;line-height:1;color:#fff;letter-spacing:-.04em}.band .stats span{color:#d6deea;font-size:.95rem;display:block;margin-top:8px}
@media(max-width:700px){.band .stats{grid-template-columns:repeat(2,1fr)}}
/* article cards */
.post{border:1px solid transparent;border-radius:var(--r);padding:34px;background:var(--card);transition:transform .25s,box-shadow .25s}.post:hover{transform:translateY(-6px);box-shadow:0 30px 60px -30px rgba(31,58,95,.5)}.post:hover .thumb svg{transform:scale(1.12)}.post .thumb svg{transition:transform .35s}
.post.mint{background:var(--mint-2)}.post h3{font-size:1.7rem;color:var(--ink);margin:0 0 12px}.post p{color:var(--grey)}
.post .more{font-weight:600;color:var(--blue)}
.post .thumb{height:200px;border-radius:12px;background:linear-gradient(135deg,var(--pale),var(--mint));display:flex;align-items:center;justify-content:center;margin-bottom:24px;color:var(--blue)}
.post .thumb svg{width:76px;height:76px;stroke-width:1.1}
/* credentials */
.creds{display:grid;grid-template-columns:repeat(2,1fr);gap:40px;margin:16px auto 44px;max-width:980px}
.cred{display:flex;align-items:center;gap:28px;text-align:left}.cred small{display:block;font-size:.85rem;letter-spacing:.2em;text-transform:uppercase;color:var(--grey);font-weight:600}
.cred b{display:block;font-size:2.1rem;font-weight:700;color:var(--blue);line-height:1.1;letter-spacing:-.03em}
@media(max-width:800px){.creds{grid-template-columns:1fr}.cred{flex-direction:column;text-align:center}}
/* page intro */
.intro{padding:88px 0 64px;background:var(--mint-2);text-align:center}
.intro .lede{margin:0 auto}
.prose{max-width:74ch;margin:0 auto}.prose h2{margin-top:2.1em;font-size:2rem}.prose ul{padding-left:1.2em}
.step{display:flex;gap:16px}.step .n{flex:none;width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
/* faq */
.faq details{border:1px solid transparent;border-radius:14px;padding:0 24px;margin-bottom:12px;background:var(--card);transition:box-shadow .2s}.faq details:hover{box-shadow:0 16px 32px -20px rgba(31,58,95,.4)}
.faq summary{cursor:pointer;padding:20px 0;font-weight:600;font-size:1.08rem;list-style:none;display:flex;justify-content:space-between;gap:16px;color:var(--ink);letter-spacing:-.01em}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";color:var(--blue);font-size:1.5rem;line-height:1}
.faq details[open] summary::after{content:"–"}.faq details p{color:var(--grey);padding-bottom:20px;margin:0}
/* directory */
.filters{display:flex;gap:12px;flex-wrap:wrap;margin:8px 0 24px}
.filters input,.filters select{padding:13px 16px;border:1px solid var(--line);border-radius:12px;font:inherit;min-width:220px;flex:1;background:#fff}
table.dir{width:100%;border-collapse:separate;border-spacing:0;background:var(--card);border:1px solid transparent;border-radius:var(--r);overflow:hidden}
.dir th,.dir td{text-align:left;padding:15px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.dir th{background:var(--mint-2);font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:var(--grey)}
.dir tbody tr{transition:background .15s}.dir tbody tr:hover{background:var(--mint)}.dir tr:last-child td{border-bottom:0}.tag{display:inline-block;padding:4px 12px;border-radius:var(--pill);font-size:.8rem;font-weight:600;background:var(--pale);color:var(--blue)}
.count{color:var(--grey);font-size:.95rem}
/* forms */
.form{background:var(--card);border:1px solid transparent;border-radius:var(--r);padding:40px;max-width:780px;margin:0 auto}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media(max-width:600px){.f2{grid-template-columns:1fr}}
label{display:block;font-weight:600;font-size:.93rem;margin:14px 0 6px;color:var(--ink)}
input,select,textarea{width:100%;padding:13px 16px;border:1px solid #cfd7e2;border-radius:12px;font:inherit;background:#fff}
textarea{min-height:140px;resize:vertical}input:focus,select:focus,textarea:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.note{font-size:.9rem;color:var(--grey)}
.contact-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:start}@media(max-width:900px){.contact-grid{grid-template-columns:1fr}}
.info{background:#fff;border-radius:var(--r);padding:32px}.info dt{font-weight:600;margin-top:14px;color:var(--ink)}.info dd{margin:2px 0 0;color:var(--grey)}
/* tools */
.tools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:start}@media(max-width:1000px){.tools-grid{grid-template-columns:1fr}}
.tool{background:var(--card);border:1px solid transparent;border-radius:var(--r);padding:36px;text-align:center}
.tool .ic{width:110px;height:110px;border-radius:50%;border:1.5px solid var(--blue);background:radial-gradient(circle at 50% 35%,#fff 0%,var(--mint) 100%);color:var(--blue);display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.tool .ic svg{width:48px;height:48px;stroke-width:1.25}
.tool h3{font-size:1.45rem}.tool p{color:var(--grey)}.tool form{text-align:left}.tool form label{margin-top:12px}.tool form .btn{margin-top:20px;width:100%}
.tool .f2{gap:12px}
.result{margin-top:20px;text-align:left}.result h4{margin:16px 0 6px;font-size:1rem;color:var(--ink)}.result ol{padding-left:1.2em;margin:0 0 12px}.result li{margin:6px 0}
.verdict{border-radius:12px;padding:14px 16px;margin-bottom:12px;font-size:1.05rem}
.v-green{background:#e6f4ec;color:#14532d}.v-yellow{background:#fff4d6;color:#7a4b00}.v-red{background:#fde8e8;color:#8a1c1c}.v-grey{background:var(--mint);color:var(--grey)}
.tl{border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:12px}
.tl-head{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:6px}.tl-head i{width:12px;height:12px;border-radius:50%;flex:none}.tl-head span{color:var(--grey)}
.tl-green i{background:#34c759}.tl-yellow i{background:#ff9500}.tl-red i{background:#ff3b30}.tl-grey i{background:#9aa4b2}
.tl p{margin:0;color:var(--ink)}
/* guide */
.guide h2{margin-top:2.2em}.guide ol{padding-left:1.3em}.guide li{margin:10px 0}.guide .signs li{margin:14px 0}
.callout{background:#fff;border-radius:var(--r);padding:36px;margin-top:44px;text-align:center}.callout .btn{margin:8px 4px 0}
/* language picker */
.lang{position:relative}.lang summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:8px;padding:7px 12px;border:1px solid var(--line);border-radius:var(--pill);font-weight:600;font-size:.88rem;background:#fff;color:var(--ink)}
.lang summary::-webkit-details-marker{display:none}.lang summary svg{width:17px;height:17px;color:var(--blue)}
.lang ul{position:absolute;right:0;top:44px;z-index:40;display:grid;grid-template-columns:1fr 1fr;gap:2px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 50px rgba(0,0,0,.14);padding:8px;margin:0;list-style:none;min-width:340px;max-height:70vh;overflow:auto}
.lang li a{display:block;padding:8px 12px;border-radius:8px;color:var(--ink);font-size:.92rem;white-space:nowrap}.lang li a:hover{background:var(--mint);text-decoration:none}.lang li a[aria-current]{color:var(--blue);font-weight:600;background:var(--mint)}
.strip .lang summary{background:transparent;color:#fff;border-color:rgba(255,255,255,.35);padding:4px 10px}.strip .lang summary svg{color:#fff}.strip .lang ul{top:36px}
[dir=rtl] .lang ul,[dir=rtl] .menu ul{right:auto;left:0}
@media(max-width:900px){.lang ul{min-width:280px}}
@media(max-width:480px){.brand small{display:none}.brand b{font-size:1.15rem}.lang summary span{display:none}.strip span{font-size:.78rem}.hero{padding:80px 0 110px}}
/* footer */
.ftr{background:var(--blue);color:#d6deea;text-align:center;padding:88px 0 64px}.ftr .brand b{color:#fff}.ftr .brand .sq{background:#fff}.ftr .brand small{color:#b9c6d8}
.ftr .brand{justify-content:center}.ftr p{max-width:62ch;margin:26px auto 30px;color:#d6deea}
.ftr .links{display:flex;flex-wrap:wrap;justify-content:center;gap:8px 24px;margin-bottom:30px}.ftr .links a{color:#fff;font-weight:500;font-size:.93rem;opacity:.9}.ftr .links a:hover{opacity:1}
.ftr .lang{display:inline-block}.ftr .lang summary{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}.ftr .lang summary svg{color:#fff}.ftr .lang ul{bottom:44px;top:auto;left:50%;right:auto;transform:translateX(-50%)}
.bottom{background:var(--blue-deep);color:#c9d3e0;padding:28px 0;font-size:.86rem;border-top:1px solid rgba(255,255,255,.08)}
.bottom .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}.bottom a{color:#c9d3e0}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:50}
[dir=rtl] .step,[dir=rtl] .brand,[dir=rtl] .cred{direction:rtl}

/* who we help */
.segs{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:48px}@media(max-width:900px){.segs{grid-template-columns:1fr}}
.seg{position:relative;display:block;min-height:380px;border-radius:var(--r);overflow:hidden;background:linear-gradient(160deg,var(--blue) 0%,var(--blue-deep) 100%);color:#fff;padding:40px 32px;text-align:center;transition:transform .3s,box-shadow .3s}
.seg::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 30% 20%,rgba(255,255,255,.14),transparent 55%);transition:opacity .3s}
.seg:hover{transform:translateY(-8px);box-shadow:0 40px 80px -30px rgba(31,58,95,.7);text-decoration:none;color:#fff}.seg:hover::before{opacity:.6}
.seg .in{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;height:100%;min-height:300px;border:1px solid rgba(255,255,255,.28);border-radius:12px;padding:32px 20px;transition:background .3s}
.seg:hover .in{background:rgba(255,255,255,.06)}
.seg svg{width:72px;height:72px;stroke-width:1.1;margin-bottom:20px;transition:transform .35s}.seg:hover svg{transform:scale(1.12)}
.seg h3{color:#fff;font-size:1.5rem;margin:0 0 10px}.seg p{color:#d6deea;margin:0;font-size:.98rem}
/* guide table */
.cmp{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border-radius:var(--r);overflow:hidden;margin:24px 0 8px;font-size:.98rem}
.cmp th,.cmp td{padding:16px 18px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}
.cmp th{background:var(--mint-2);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--grey)}
.cmp td:first-child{font-weight:600;color:var(--ink);width:18%}.cmp tr:last-child td{border-bottom:0}
.cmp .ok{color:#14532d;font-weight:600}.cmp .bad{color:#8a1c1c;font-weight:600}.cmp .meh{color:#7a4b00;font-weight:600}
@media(max-width:700px){.cmp{display:block;overflow-x:auto}}

.intro+.sec{padding-top:56px}.intro+.sec.tight{padding-top:40px}